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At the same time the mutual is cutting buy-to-let fixed rates both for new and existing borrowers. Platform, part of Co-operative Bank, has cut selected residential product transfer fixed rates by up to 0.2 percentage points. The deals, available through brokers to existing Platform borrowers, start from 4.87percent for a five-year fix with a 1,249 fee at 60percent LTV. TSB has also announced rate cuts to selected deals available through brokers, effective tomorrow. The lender’s two- and five-year fixed rates for buy-to-let purchase and remortgage are cut by up to 0.3 percentage points.

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Product transfer deals – those rates available to existing Virgin customers looking for a new deal – will also rise by up to 0.15 percentage points. The lowest five-year fixed rate for product transfer will start at 5.01percent. Santander and Virgin Money both increased the cost of their fixed rate mortgages yesterday. Other leading lenders are expected to follow suit in the coming days as the market settles following last week’s interest rate rise by the Bank of England.

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Swap rates are used by banks to price fixed rate mortgage deals. Specialist BTL lender Landbay has cut rates happy-gambler.com view it on two and five-year fixed rates by up to 0.2 percentage points. It is offering fixed rates for HMO properties and multi-unit freehold blocks from 5.04percent. The bank, the third largest mortgage lender, has also slashed rates on two and five-year fixed-rate remortgage deals by 0.17 percentage points and 0.24 percentage points respectively. Its five-year fixed remortgage rate at 60percent LTV will now start from 5.15percent with a 1,495 fee.

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Skipton is now offering a five-year BTL fixed deal at 5.62percent (down from 5.74percent) at 60percent LTV with a 1,995 fee. TSB is cutting its two- and three-year fixed rate deals for new customers from tomorrow by 0.1 percentage points. But despite the easing in fixed rate mortgage pricing offering some hope to borrowers, the wider outlook for the housing market remains subdued.

These are deals for existing customers who are looking for a new rate. Five-year remortgage rates have been cut by up to 0.24 percentage points, with deals starting at 4.28percent (60percent LTV) with a 1,495 fee. This may mean that average mortgage rates start to fall back in the next couple of weeks. If this is the case it will be the first time average rates will have reduced in over a month. In contrast, over three years, Santander is now offering rates for remortgage from 4.6percent and its two-year rates start from 4.7percent. While Halifax reduced rates for purchase yesterday, the rate cut for selected remortgage deals will be effective from tomorrow .

Take a look at the table below to discover the exciting opportunities awaiting you at these casinos. From a diverse assortment of games to seamless mobile app compatibility, these casinos offer an unparalleled gaming experience, all without requiring an initial deposit. In terms of the terms and conditions attached to this bonus, it has a much lower wagering requirement than Jazzy Spins at just 65x. The winnings cap is the same at 100, but you can also add the initial bonus amount to that as well, meaning the total is 105. Again though, this is only available to UK players who are aged 18 and over creating an account for the first time.

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